# AML & KYC Policy Overview **1. KYC Requirements:** * **Single Transaction:** We require Know Your Customer (KYC) verification for any single transaction exceeding $3,000. * **Cumulative Transactions:** KYC verification is also mandatory when a user's cumulative transaction amount exceeds $10,000 over their lifetime. **2. Transaction Monitoring:** * **Stripe Radar:** We employ Stripe Radar for real-time fraud detection, helping us identify and prevent fraudulent transactions before they occur. **3. Wallet Scanning:** * **Chainalysis Integration:** All user wallets are continuously scanned using Chainalysis, a leading blockchain analysis tool. We block any transactions originating from wallets that are flagged with a medium or higher risk according to Chainalysis' default risk ratings. This helps us ensure that we are not inadvertently facilitating any illegal or high-risk activities. By implementing these measures, we ensure a robust compliance framework that protects our platform and users from potential financial crimes while adhering to international AML regulations. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.paytweed.com/getting-started/token-checkout-or-payments/legacy-token-checkout/features/aml-and-kyc-policy-overview.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.