> For the complete documentation index, see [llms.txt](https://docs.paytweed.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.paytweed.com/getting-started/token-checkout-or-payments/legacy-token-checkout/features/aml-and-kyc-policy-overview.md).

# AML & KYC Policy Overview

**1. KYC Requirements:**

* **Single Transaction:** We require Know Your Customer (KYC) verification for any single transaction exceeding $3,000.
* **Cumulative Transactions:** KYC verification is also mandatory when a user's cumulative transaction amount exceeds $10,000 over their lifetime.

**2. Transaction Monitoring:**

* **Stripe Radar:** We employ Stripe Radar for real-time fraud detection, helping us identify and prevent fraudulent transactions before they occur.

**3. Wallet Scanning:**

* **Chainalysis Integration:** All user wallets are continuously scanned using Chainalysis, a leading blockchain analysis tool. We block any transactions originating from wallets that are flagged with a medium or higher risk according to Chainalysis' default risk ratings. This helps us ensure that we are not inadvertently facilitating any illegal or high-risk activities.

By implementing these measures, we ensure a robust compliance framework that protects our platform and users from potential financial crimes while adhering to international AML regulations.


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